Planning and Investing

Our clients are smart, busy and successful people who choose to delegate day to day responsibility for their financial well-being so they can focus on the things that are most important to them – family, career, health, community, travel, dreams, passions and enjoying life.

We believe a successful plan should simplify, not complicate, your life.

The wealth management process begins with getting to know you. In addition to collecting the data required for detailed planning, our advisors would like to understand what you want to accomplish with your wealth.

With a deeper understanding of who you are, we can create customized strategies that address your specific needs. Investments are an important component of these strategies, but our wealth planning encompasses far more: family wealth transfer and estate planning, tax planning and compliance, risk management and insurance, executive benefits coordination, and business transition planning.

Many of our clients are in the unique position of being able to look beyond the immediate need of maintaining a comfortable lifestyle to the more complex needs of planning for a family legacy, making a lasting impact on their community, or helping a cause meaningful to them.

Our wealth management process is dynamic, and our strategies evolve over time to address your changing needs.

We build sophisticated, tax efficient, globally diversified investment portfolios.

Investment selection and portfolio construction are particular strengths of Concentric advisors; but before we propose an investment strategy, we work with you to define your time horizon, income requirements, tolerance for risk, and other needs.

Our portfolios feature broad diversification across asset classes that include stocks, bonds, mutual funds, real estate, and alternative investments. We have access to institutional-class investments not commonly available to retail investors. We manage our clients’ assets with careful consideration, planning for adequate liquidity and the tax burden associated with divesting.

Successful investment results are critical to helping you reach your long-term goals. We recognize the importance of creating logical and understandable strategies that help you filter out short-term market noise to achieve long-term success.

Management Fees

Our only compensation comes from the fees our clients pay us. A fee-only model eliminates biases and allows us the independence to recommend investments best suited to each client’s needs. It eliminates the conflicts and the hidden incentives that influence banks, brokerages, and other firms that rely on commissions and third-party payments. Our management fees reflect the market value of your portfolio. This fee generally covers full wealth management services, including financial planning and investment management. Concentric’s fees are outlined here:


First $2 Million 0.95%
$2 Million to $5 Million 0.75%
$5 Million to $10 Million 0.65%
More than $10 Million Negotiable
Management fees are payable quarterly, in advance, based on the portfolio market value at the end of the preceding quarter.